Benefits of Refinancing

If you’ve had your current home loan for a number of years, it’s likely that your needs have changed. You may have a different financial situation, but your current home loan may not have the range of flexible features and add-ons that are now available on the market. It’s a good idea to review your […]

What is Loan Mortgage Insurance

Lenders’ Mortgage Insurance (LMI) is a premium payable by the borrower that protects the bank against the potential loss we may incur if you are unable to repay your home loan. If the security property is required to be sold before the loan is repaid, the money received from the sale may not cover the […]

Thinking of Renovating?

Clients often say to me: “We want to renovate our home.  We need to re-stump the house or add another bedroom for the kids…and we do not have the cash available to pay for the work.  How can we do it?” Waiting and saving the money to afford the work might be a sensible idea […]

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