If you’ve had your current home loan for a number of years, it’s likely that your needs have changed. You may have a different financial situation, but your current home loan may not have the range of flexible features and add-ons that are now available on the market.

It’s a good idea to review your home loan from time to time, to make sure it is still helping you achieve your financial goals and has all the features you need.

If you compare home loans and find another loan that better suits your needs, you can refinance your home loan. Refinancing involves paying out your current loan with a new one. It may shorten your loan term and reduce repayments on your loan, so you can afford to make extra mortgage repayments and own your home sooner.

Your refinancing options

  • Before you refinance, take a close look at your current situation to find a solution that best meets your needs
  • You may be interested in accessing the equity in your home, reducing your home loan payments, or getting a loan with more flexibility
  • We’ll complete a free, no-obligation Home Loan Health Check for new or existing customers to discuss your best home loan options in detail


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